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  1. After you add a photo to a frame the Photo Editor opens; you can also double tap a photo to launch the Photo Editor.
  2. The buttons at the bottom of the photo editor are scrollable from right to left. Scroll them until you find the Text button or the Meme button.
  3. Use the Text tool to place text anywhere on the image.
  4. Use the Meme tool to create a Meme on the photo, where half of the text message on the top of the image and the other half on the bottom.